Loans Against Property

Unlock the hidden value of your property and get a large loan at lower interest rates. EasyLoan's Loans Against Property (LAP) lets you mortgage residential or commercial property to meet big financial needs.

Whether it's business expansion, education, medical expenses, or debt consolidation — LAP gives you high loan amounts at much lower interest rates than personal loans, since it's secured against your property.

Why Choose Loan Against Property?

Loan up to 70% of property value
Interest rate starting @ 9.25% p.a.
Tenure up to 15 years
Residential & commercial property accepted
Loan amount up to ₹5 Crore
Tax benefit available for business use

How It Works

Property valuation → Document submission → Legal verification → Loan sanction → Disbursal within 7–10 days.

Both residential and commercial properties accepted. Rental income considered for eligibility. Overdraft facility available. Balance transfer from existing LAP accepted.

Property owner (self-occupied or rented). Age: 25–65 years. Salaried or self-employed. Clear property title. No existing loan default.

Lower interest than personal loan. Higher loan amount. Long tenure = smaller EMI. Continue using your property. Business interest deductible as expense.

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